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How to Spot a Viable Housing Disrepair Claim in 15 Minutes

Your intake team is spending 45 minutes on calls that should take a quarter of that time, and half those claims get rejected at triage anyway.

Illustration — intake context for the article

Fifteen minutes is all you need to determine whether a housing disrepair claim has legs. I have watched intake managers spend triple that time gathering irrelevant details while missing the three questions that actually matter. The result is wasted capacity and frustrated claimants who could have been filtered out or fast-tracked from the start.

The first question is tenancy type. Section 11 of the Landlord and Tenant Act 1985 only applies to leases of less than seven years. If your caller owns the property or holds a long lease, stop there. Social housing tenants and assured shorthold tenancy holders are your bread and butter. Private tenants on periodic arrangements are equally valid but require closer examination of any written terms that might modify the statutory obligations.

The second question is notice. The landlord must have known about the disrepair before liability can attach. This does not require a formal letter. The Court of Appeal made that clear in Earle v Charalambous where verbal complaints were sufficient. Ask your caller when they first reported the problem and to whom. If they cannot give you a rough date and method, the claim becomes harder to prove but is not automatically dead.

The third question is causation of harm. A leaking roof alone is not a claim worth pursuing unless it has caused quantifiable damage or injury. Ask about damaged belongings, respiratory conditions exacerbated by damp, or mental health impact from living in deteriorating conditions. The case of English v Emery Reimbold established that courts require clear reasoning on causation, so your file needs this evidence from day one.

Once you have confirmed tenancy type, notice, and harm, you can make an informed decision in minutes rather than drowning in property surveys and repair histories that should come later. Train your team to lead with these three questions and watch your conversion rate climb while your call times drop.

— Shaine Stead, Founder & Legal Operations Director

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